This is not technical but of Interest to me. There has been a great deal of talk about what to do about this crisis, but not too much talk about what caused it and how we can solve the problem.
Mike McKinney had a post in his Leardership blog this week, http://www.leadershipnow.com/leadingblog/2008/09/fixing_the_financial_crisis_on.html. He pointed out that the problem is gread wanting to get something for nothing. He points out that gread can not be solved with regulation because it is a part of character. No one can force you not to be gready and to treat everyone properly.